In response to the great need for information regarding Affordable Health Insurance as mandated by the Affordable Care Act, we will make every effort to provide you with the latest price comparisons for the affordable care act in your region.
Now that Obamacare has officially launched and signups are underway for the 2015 health insurance coverage year, you can view specific options for your states by visiting the State Health Insurance Marketplace Listing.
Obamacare Give 4 Options for Health Insurance
- Employer Provided Health Insurance – The Company you work for may offer health insurance coverage in which you pay part of the premium and they cover the rest. Your spouse may have health insurance available and you can also be included in their coverage.
- Private Health Insurance – For people whose employer does not offer health insurance as a fringe benefit, there is the option to buy an insurance policy from a private company. For example; Blue Cross Blue Shield, Aetna, United Healthcare etc.
- Medicaid – Mandated by the federal government and managed by local state government, Medicaid provides coverage for low income children, families, the elderly, and people with disabilities.
- Affordable Care – Some states offer programs that provide reduced cost or free care whether or not you have insurance. Have a look here to see what is locally available http://findahealthcenter.hrsa.gov/Search_HCC.aspx
Now that open enrollment for the Affordable Care Act (Obamacare) has started, families and individuals have the option to opt in to the new federal mandated health insurance program. You have the option to compare various plans and coverage levels and still have the option to buy your own policy or get coverage from your employer sponsored health plan. If you fall below a certain income level, there are certain tax credits and savings that can be realized.